.header-inner[data-astro-cid-nsurbltt]{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center;gap:clamp(2rem,4vw,4rem);display:grid}.answer[data-astro-cid-nsurbltt]{border:1px solid color-mix(in srgb, var(--accent) 45%, transparent);border-left:4px solid var(--accent);background:color-mix(in srgb, var(--accent) 10%, transparent);border-radius:0 var(--radius) var(--radius) 0;padding:1.5rem 1.75rem}.answer-label[data-astro-cid-nsurbltt],.rail-label[data-astro-cid-nsurbltt]{font-family:var(--font-body);letter-spacing:.14em;text-transform:uppercase;color:var(--accent);margin:0 0 .6rem;font-size:.78rem;font-weight:700}.answer[data-astro-cid-nsurbltt] p:not(.answer-label){margin:0;font-size:1.05rem;line-height:1.6}@media (width<=1100px){.header-inner[data-astro-cid-nsurbltt]{grid-template-columns:1fr;gap:1.5rem}}.service-grid[data-astro-cid-nsurbltt]{grid-template-columns:220px minmax(0,1fr) 340px;align-items:start;gap:clamp(2rem,4vw,4rem);display:grid}.prose[data-astro-cid-nsurbltt]{max-width:80ch;margin-inline:auto}.toc[data-astro-cid-nsurbltt]{position:sticky;top:96px}.toc[data-astro-cid-nsurbltt] ul[data-astro-cid-nsurbltt]{border-left:1px solid var(--border);margin:0;padding:0;list-style:none}.toc[data-astro-cid-nsurbltt] li[data-astro-cid-nsurbltt] a[data-astro-cid-nsurbltt]{color:var(--text-muted);border-left:2px solid #0000;margin-left:-1px;padding:.45rem 0 .45rem 1rem;font-size:.925rem;line-height:1.35;text-decoration:none;display:block}.toc[data-astro-cid-nsurbltt] li[data-astro-cid-nsurbltt] a[data-astro-cid-nsurbltt]:hover{color:var(--accent);border-left-color:var(--accent)}.side[data-astro-cid-nsurbltt]{position:sticky;top:96px}.side-cta[data-astro-cid-nsurbltt]{background:var(--bg-card);border:1px solid var(--border);border-top:3px solid var(--accent);border-radius:var(--radius);padding:1.5rem}.side-cta[data-astro-cid-nsurbltt] h2[data-astro-cid-nsurbltt]{margin:0 0 .5rem;font-size:1.3rem}.side-cta[data-astro-cid-nsurbltt]>p[data-astro-cid-nsurbltt]{color:var(--text-muted);margin:0 0 1.25rem;font-size:.95rem}.side-actions[data-astro-cid-nsurbltt]{gap:.6rem;display:grid}.side-actions[data-astro-cid-nsurbltt] .btn[data-astro-cid-nsurbltt]{width:100%}.side-points[data-astro-cid-nsurbltt]{border-top:1px solid var(--border);gap:.55rem;margin:1.25rem 0 0;padding:1.25rem 0 0;list-style:none;display:grid}.side-points[data-astro-cid-nsurbltt] li[data-astro-cid-nsurbltt]{color:var(--text-muted);padding-left:1.6rem;font-size:.9rem;line-height:1.4;position:relative}.side-points[data-astro-cid-nsurbltt] li[data-astro-cid-nsurbltt]:before{content:"";border-left:2px solid var(--accent);border-bottom:2px solid var(--accent);width:.95rem;height:.55rem;position:absolute;top:.28em;left:0;transform:rotate(-45deg)}.side-email[data-astro-cid-nsurbltt]{color:var(--text-muted);margin:1.1rem 0 0;font-size:.875rem}@media (width<=1400px){.service-grid[data-astro-cid-nsurbltt]{grid-template-columns:minmax(0,1fr) 340px}.toc[data-astro-cid-nsurbltt]{display:none}}@media (width<=900px){.service-grid[data-astro-cid-nsurbltt]{grid-template-columns:1fr;gap:2rem}.side[data-astro-cid-nsurbltt]{position:static}}.band-heading[data-astro-cid-nsurbltt]{text-align:center;margin-bottom:clamp(1.5rem,3vw,2.5rem)}.calc-band[data-astro-cid-nsurbltt]{padding-top:0}.calc-head[data-astro-cid-nsurbltt]{text-align:center;margin-bottom:clamp(1.5rem,3vw,2.5rem)}.calc-head[data-astro-cid-nsurbltt] .band-heading[data-astro-cid-nsurbltt]{margin-bottom:.75rem}.calc-blurb[data-astro-cid-nsurbltt]{max-width:62ch;color:var(--text-muted);margin:0 auto;font-size:1.05rem}.calc-note[data-astro-cid-nsurbltt]{text-align:center;margin:1rem 0 0;font-size:.875rem}.faq-grid[data-astro-cid-nsurbltt]{grid-template-columns:repeat(auto-fit,minmax(min(420px,100%),1fr));align-items:start;gap:0 clamp(2rem,4vw,4rem);display:grid}.faq-band[data-astro-cid-nsurbltt] details{border-top:1px solid color-mix(in srgb, var(--brand-navy) 18%, transparent)}.faq-band[data-astro-cid-nsurbltt] summary{color:var(--brand-navy)}.faq-band[data-astro-cid-nsurbltt] details p{color:var(--brand-text-grey-blue)}.related-grid[data-astro-cid-nsurbltt]{grid-template-columns:repeat(auto-fit,minmax(min(260px,100%),1fr));gap:1.25rem;display:grid}.related-card[data-astro-cid-nsurbltt]{color:var(--text);flex-direction:column;gap:.4rem;text-decoration:none;transition:border-color .12s;display:flex}.related-card[data-astro-cid-nsurbltt]:hover{border-color:var(--accent);color:var(--text)}.related-card[data-astro-cid-nsurbltt] h3[data-astro-cid-nsurbltt]{margin:0;font-size:1.1rem}.related-card[data-astro-cid-nsurbltt] p[data-astro-cid-nsurbltt]{color:var(--text-muted);flex:1;margin:0;font-size:.95rem}.learn[data-astro-cid-nsurbltt]{color:var(--accent);font-size:.925rem;font-weight:600}.cta-band[data-astro-cid-nsurbltt]{margin-top:clamp(2rem,4vw,3rem)}